Settlement planners help clients use their settlement proceeds to attain their financial goals. The settlement planner guides clients through financial decisions that they need to make at settlement. Settlement planning often involves helping clients avoid loss of government entitlements while protecting their recovery from dissipation risk, taxes, liens, and other hazards. The settlement planner coordinates these efforts with other professionals including the plaintiff’s legal team, special needs trust attorneys, trust officers, CPAs, and others. Settlement planning most often occurs within a unique and pressure-packed planning environment where clients must make decisions likely to impact the rest of their lives. This environment places a premium on the ability of the planner to focus on the client’s goals and needs, make the correct recommendations, and help the client implement the plan.